Disclaimer

Terms of use

The information on our websites is aimed exclusively at persons who are residents of Germany or Austria. In particular, the securities mentioned on these websites will not be offered for sale or sold to individuals in the United States or to so-called US persons. US persons to this effect are persons defined by Regulation S of the United States Securities Act of 1933, encompassing in particular persons who are residents of the United States as well as American companies and partnerships.

No offer to buy, no advisory

The information on our websites is provided for marketing purposes only. It is intended as source of additional information for our investors and is based on the knowledge of the persons involved in its preparation at the time of going to press. The information shall not be construed as investment advice or investment recommendation, nor shall it be construed as offer or recommendation or solicitation to make an offer for the purchase or sale of any of the financial products referred to, nor as offer or recommendation or solicitation to include it in a trading strategy. The provision of this information does not establish any form of information-based or advisory relationship. Our illustrations, analyses, and conclusions are of a general nature and do not take into account the requirements of our investors with regard to return, tax situation, risk profile, or suitability of the financial products. They are no substitute for sound investment advice nor for extensive risk advice by your bank, tax, or financial advisor.

No investment research

The information provided on our websites does not represent any form of investment research according to the Securities Trading Act. It does not comply with the statutory requirements of ensuring the impartiality of investment research, and is not subject to any trading restrictions prior to the publication of said research. That said, the research on our websites is produced to the best of the analysts’ knowledge.

Price information

While the price information on our websites tends to be sourced from various other providers (e.g. Reuters), we may occasionally be the original source. There may sometimes be a time lag between real-time prices and the quotations on our websites for securities or underlying instruments due to the regulations of the respective stock exchanges or the respective providers of financial information. For further price information, especially historical prices of the underlying instruments, please refer to the source indicated in the prospectus of the respective security (please see “security prospectus” underneath). However, Erste Group Bank AG cannot be held liable for their accuracy. The performance and exemplary calculations as illustrated are not indicative of future development. Reference to past performance does not guarantee positive future development.

Risk information

Erste Group Bank AG wishes to point out that substantial risks are associated with the financial products presented on the website. Said risks may result in the total loss of the capital invested. Therefore not all users are equally suited for these products. Prior to the order, investors should consult their own advisors (especially legal and tax) to make sure that – regardless of the information provided – the planned investment fits their needs and preferences and that the involved risks are fully understood.

Security prospectus

The full information (base prospectus and final terms) for all the products of Erste Group Bank AG is available for free at the registered office of the issuer, Graben 21, 1010 Vienna, Austria, during regular business hours. In the sale of the issue, which is subject to the obligatory publication of a prospectus according to 2010/73/EG, we refer to the issuer’s written consent to our using of the prospectus.

Liability

The information herein (including prices) has been obtained from sources believed reliable and is based on thorough research to the best of our knowledge. However, we do not represent that it is accurate or complete, especially where data and information was sourced from other providers. By providing you with this information on our website we therefore do not assume any form of liability with regard to the correctness, completeness, timeliness, accuracy, and availability of the information.

Therefore we and our affiliated companies, employees, board members and other agents cannot be held liable, either explicitly or by implication, for the timeliness, completeness, or accuracy of the information provided, nor for any losses or damages (including consequential or indirect damages or lost profit) resulting from the use of the information provided on our websites.

Conflict of interest

We wish to point out that Erste Group Bank AG from time to time buys or sells securities, commodities, forward contracts, or options, or takes long or short positions in assets that are identical or connected to said securities for hedging or other purposes. This may affect the value of the securities in question. Erste Group Bank AG may also be calculation agent or sponsor of underlying securities and may as such take decisions that affect their value.

Liability for external links

Our websites may contain hyperlinks to external websites of third parties and thus enable you to access said internet pages, whose content has been generated or made available by independent providers. We cannot influence these websites and only provide you with the respective links to help you find other websites. Inclusion of a link does not imply that we recommend or approve any material on the linked page or accessible from it. The content of the linked pages is the respective provider’s exclusive responsibility. If you come across any violation of rights on the linked websites, please inform us. If the linked websites contain illegal content, we will remove the links immediately from our own website.

Intellectual property

All content of this website, especially data, designs, charts, photos, and audio files, may be subject to property rights pursuant to copyright law, trademark law, and competition law. Please bear in mind that the duplication and provision of the content of our websites may constitute an infringement, which may result in damage claims and injunctive relief vis-à-vis you. Only the non-commercial, private use is permissible within the limits of copyright law. The brands and logos of our websites are registered trademarks. Any commercial use of said brands and logos without the prior consent from Erste Group Bank AG is prohibited.

Jurisdiction

If you are a business owner, the exclusive court of jurisdiction for all disputes arising from and in connection with the use of our websites is Vienna.

This information is subject to changes without notice.

Information last amended: December 2014

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WBAG

DISCLAIMER

A Non-Professional User may use the Market Data provided by WBAG only for his or her personal use that is related to the management of the personal assets of the non-professional use and not for any business purpose or for the benefit of a third party (e.g. non-commercial investment clubs, free-of-charge administration of other people’s assets). Any use of the Market Data for purposes other than private use shall be regarded by WBAG as professional use and shall be subject to the applicable fees.

Non-professional users acknowledge the Intellectual Property Rights of WBAG and of the Third Party Provider with respect to the Market Data.

The Non-Professional User agrees:
- Not to allow third parties to gain access to the Market Data or parts of it or to publish or forward it to third parties.
- Not to make the Non-Profession User’s ID or password available to any third party.
- To allow WBAG, Erste Group Bank AG or their respective authorized representatives to audit the Non-Professional User regarding the use of the Market Data.
- To inform WBAG and Erste Group Bank AG within 7 workdays in the event the status as Non-Professional User changes.

ICE LIBOR

DISCLAIMER

ICE Benchmark Administration Limited makes no warranty, express or implied, either as to the results to be obtained from the use of ICE LIBOR and/or the figure at which ICE LIBOR stands at any particular time on any particular day or otherwise. ICE Benchmark Administration Limited makes no express or implied warranties of merchantability or fitness for a particular purpose in respect of any use of ICE LIBOR.

OSLO BORS

Disclaimer and Copyright Notice

Read the following before you proceed

Disclaimer

Oslo Børs ASA supplies the Information. The content of this web site is intended as a service to the market only. Oslo Børs disclaims all responsibility for any and all mistakes or inaccuracies in the information. Further, Oslo Børs disclaims all liability for loss or damage, which may result from the use of information on this web site.

Copyright Notice

The proprietor of certain material that is found on this web site is Oslo Børs ASA. The provisions of the Norwegian Copyright Act (Åndsverkloven) protect the material, and Oslo Børs has exclusive rights to dispose of such material found on this web site. The contents may not be made available outside of the private sphere or copied for a purpose other than for private use or as prescribed by involuntary statute, except with Oslo Børs’ prior written consent.

The material may be read on-screen, on spot and on-line. It may not be copied, downloaded, stored, transmitted or otherwise reproduced or made available.

The Equity Indices are based on MSCI’s Classification Model (Global Industry Classification Standard – GICS).

A description of the GICS is publicly available i.a. on Oslo Stock Exchange’s web site. You may not redistribute the description of the GICS to any third party.

The GICS is developed by and is the exclusive property of and service mark of Morgan Stanley Capital International Inc (MSCI) and Standard and Poor’s (S&P). It has been licensed for use by Oslo Børs and Erste Group Bank AG that are entitled to redistribute the classifications and products based on classifications made by MSCI and S&P to their clients. You are entitled to make use of the GICS solely for the purpose of comprehending the content of the Information (the products). Specifically, you may not use the GICS to create a classification designation in any way.

You hereby acknowledge that MSCI is the sole and exclusive owner of all right, title and interest in and to the GICS. You agree that the rights granted hereunder convey no rights, title or interest in or to the GICS to you. You may not use the GICS in any way other than as expressly provided herein.

Neither MSCI nor S&P nor any other party makes any express or implied warranties or representations with respect to this information (or the results to be obtained by the use thereof), and MSCI and S&P and any other party hereby expressly disclaim all warranties of originality, accuracy, completeness merchantability or fitness for particular purpose with respect to any of this information. The Equity Indices are not issued, sponsored, endorsed, sold or promoted by MSCI or S&P.

LONDON SE

DISCLAIMER

The information is supplied and owned by London Stock Exchange plc.

AUSTRALIAN SE

DISCLAIMER

It is prohibited to use, store, reproduce, display, modify, transmit or distribute the Information without ASX Operations Pty Ltd. prior permission;

ASX Ltd. and Information Providers reserve all intellectual property rights in the Information;

ASX Ltd. and Information Providers accept no responsibility for any claim, loss or damage arising from the display of Information on the Website or any use of the Information displayed on the Website.

Any end user of the Information has to comply with any requirements in the ASX Market Data Products & Services Guide (www.asxonline.com).

Hong Kong SE

DISCLAIMER

“HKEx Information Services Limited, its holding companies and/or any subsidiaries of such holding companies endeavour to ensure the accuracy and reliability of the Information provided but do not guarantee its accuracy or reliability and accept no liability (whether in tort or contract or otherwise) for any loss or damage arising from any inaccuracies or omissions”. Prices are delayed by at least 15 minutes.

NIKKEI Index

DISCLAIMER

Any and all copyrights of “Nikkei Stock Average,” as well as any and all intellectual property rights and any other rights subsisting in the indications of “Nikkei” and “Nikkei Stock Average,” are owned by Nikkei.

TOKYO SE

Policies Regarding Usage of Market Information: 6.3.2

DISCLAIMER

It is prohibited to use, store, reproduce, display, modify, transmit or distribute the Information without Tokyo Stock Exchange, Inc. prior permission.

SIX Exfeed Ltd. – SCHWEIZER SE

DISCLAIMER

Regarding market data (the “Data”) provided by SIX Exfeed Ltd. (the “Supplier”) all recipients shall recognise that:

(a) the Supplier reserves all Intellectual Property rights to the Data
(b) the Supplier accepts no liability for the accuracy or reliability of the data or any losses or claims arising from use of the Data
(c) the Supplier may suspend or terminate receipt of Data by any party if the Supplier has reason to believe the Data is being misused or misrepresented.

DBAG

Allg. Geschäftsbedingungen zum Kursvermarktungsvertrag der DBAG: 7.1.+7.2.+9.4.+ 26.3.

DISCLAIMER

All market data provided by Deutsche Börse AG or any third party provider shall not be reproduced, displayed, modified, transmitted or distributed by any recipient of the market data. Any and all intellectual property rights of the Data shall be vested at all times with Deutsche Börse AG or with any third party provider of the data respectively.

ZAGREB SE

Stock Exchange Agr. Pkt 5. + 6 + email ZSE

DISCLAIMER

The supplier of certain information that is found on this website is Zagreb Stock Exchange, Inc. (the “Information”). The content of such Information may not be made available outside of the private sphere or copied, downloaded, stored, transmitted or otherwise reproduced for a purpose other than for private use. You may not redistribute the Information to any third party. The Zagreb Stock Exchange shall have no liability to users of this website for any direct or consequential damage or loss arising out of or in connection with any errors or omissions regarding the Information.