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2024/05/22 / Erste Group Research

Sparkasse Hannover

Mit einer Bilanzsumme von EUR 20 Mrd. (Stand 31. Dezember 2023) zählt die Sparkasse Hannover zu den zehn größten Sparkassen Deutschlands. Die Bank hat rund 1900 Mitarbeiter und betreut in der Region Hannover über 600.000 Kunden.

Die Sparkasse Hannover bilanziert nach HGB und weist für das Geschäftsjahr 2022 ein Ergebnis normaler Geschäftstätigkeit von EUR 15,3 Mio. aus. Gegenüber dem Vorjahr ist das ein Rückgang von 73%. Hauptgrund hierfür ist der Anstieg der Risikovorsorge auf EUR -73,7 Mio. (2021: EUR -2,8 Mio.). Die Kernerträge konnten indes deutlich gesteigert werden.

Im Geschäftsjahr 2023 stieg die Bilanzsumme der Sparkasse Hannover um 2,6% auf EUR 20,5 Mrd. (Zahlen für 2023 vorbehaltlich der Zustimmung des Verwaltungsrates). Die positive Entwicklung bei den Kernerträgen setzte sich weiter fort.

Die Sparkasse Hannover emittiert hypothekarisch gedeckte und öffentliche Pfandbriefe. Beide Pfandbrieftypen sind mit einem ‚AAA‘ von Fitch bewertet. Öffentliche und hypothekarische Deckungswerte stammen jeweils zu 100% aus Deutschland. Die Bank plant, regelmäßig Öffentliche und Hypothekenpfandbriefe im Benchmark Format (EUR 500 Mio. Emissionsgröße) zu begeben.

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General information

AuthorErste Group Research
Product nameCredit News DE
Topic in focusCredits/ Corporate bonds
Economy in focusGermany
Currency in focusEuro
Sector in focus-


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